Let me help you every step of the way. When purchasing a home, condominium, lot, land, recreational or investment property, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to comfortably make the purchase. Locating the perfect property is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your purchasel, the rewards are unquestionable.
While at your side each step of the way, I will make the process of your purchase easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.
I am always familiar with the current listings on the real estate market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced, in good condition and a good investment before you start your search.
Your First Step
Your first step to buying a property is to first ask yourself why you want to make the purchase: to stop paying rent, find a preferred location, be closer to family or friends, maybe its more convenient for travel to and from work or to amenities that you attend? Maybe it is to start building equity? Simply somewhere to call your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, rural area); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work. Is it on a school bus route for your children.
Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home. Will it maintain or gain in value.
Your Next Step: Loan Pre-Qualification
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes but always best in person and always best to get any pre-approval from a financial institution on paper.
Call me and I will help to provide you with reputable financial instituations and lendes that have a well established track record for successfully acquiring loan approval for clients.
I Will Find The Right Homes or Property For You
Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS®) Multiple Listing Service system to locate them.
I use the best possible resources and communication systems available today to help you locate the homes properties of any sort which are on the real estate market that match your specifications. You can begin by searching my listings here on my website to see if anything catches your eye or sparks interest and we can go from there.
I Will Help You Every Step Of The Way
I will ensure all paperwork is completed and help you complete your financing and inspections, and close on your real estate transaction.
My top priority is to make sure that your property buying experience is pleasant, cost-efficient, and successful.